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Find simple savings with discount products

Discount products can be a fantastic way to save on some of your regular health care expenses and services — right at the moment you pay.

Shop dental discount products
Get a prescription drug discount card Get a Rx drug discount card

Subscribe to a discount product today

Discount products are a different option than insurance. They provide savings on many common dental services and more — contacts, hearing aids and prescription drugs, too, at participating providers.

See your options
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What are discount products?

Discount products are not insurance. Instead, they offer you savings on a wide range of services at participating providers when you pay for your care. Once subscribed, you pay a low monthly or annual fee. Some products have no fee at all. There are no deductibles and no annual maximums or limits. They offer individuals and families a hassle-free way to save money.

What types of discount products are
available?

Non-insurance discount products can help reduce your health care costs in these categories:

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Dental discount products

Dental discount products are designed to help with the costs of dental care, and some products have additional benefits. For example, products may include savings on contacts, glasses, hearing aids and prescription drugs. Learn more about dental discount products.

Prescription drug discount products

Prescription drug discount products, like Optum Perks from UnitedHealthcare affiliate Optum, can help you save on medications, making it easier to manage your health without breaking the bank. Learn more about prescription drug discount cards.

Other discount products

Additional products offer helpful discounts on things like diagnostic tests (MRIs, CTs and ultrasounds), routine lab work, diabetic supplies, vitamins, counseling services, vision and hearing supplies and more. Learn more about ways to save with available discount product options.

Coverage that works well with a discount
product

Add any of these plans to build a health care solution that works for you

Short-term health insurance

Because you need quick and flexible temporary health coverage

Learn more

Fixed benefit health insurance

Because you’d like a little extra help with out-of-pocket costs

Learn more

Vision insurance

Because you want to see your eyes get the care they need

Learn more

Accident insurance

Because you'd like some help when the unexpected happens

Learn more
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Can you subscribe to discount products at any time?

Yes. You can subscribe to discount products whenever you want. Enroll, and once you set up your account and get your discount card, you're ready to save at participating locations.

Your discount product benefits could include...

Below are just some of the benefits you may receive with 
a discount product

Savings when you pay at participating providers

Nationwide acceptance at participating providers

Save by simply presenting your card — no need to file a claim

Discounts on a variety of services, procedures 
and/or prescriptions

No annual limits — use your discount card as often as you like

No waiting period — start saving as soon as you receive your card

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Let us help you find a discount product that works for you

Select a discount product now for a simple way to save on some of your and your family’s most common health care costs. 

Frequently asked questions

Generally speaking, no. You typically can’t combine a discount product with an insurance plan for the same expense. You have to choose one or the other. However, if you have reached your insurance plan's maximum, you may be able to use the discount product for additional services that are not covered by your insurance plan.

No. You can start using your discounts as soon as your membership becomes active, usually up to 72 hours after you subscribe.

It depends on the product. Prescription drug discount products often have no fee, while dental discount products generally require a monthly or annual fee to subscribe. A one-time processing fee may also apply.

Savings can vary with discount products. For example:

  • With Dental Savings Complete, you'll receive approximately 53%1 off of many common dental services from participating dentists
  • With Optum Perks prescription discount plan, you can save 30–80% on thousands of medications at participating pharmacies2

Related articles

What is a dental discount program, and how does it work?
What is a dental discount program, and how does it work?
Dental discount programs might be a good alternative if you don’t have dental insurance. Find out how they work — and what the best program might be for you.
Read more
Here’s how to use your prescription discount card
Here’s how to use your prescription discount card
Prescription discount cards may save you money when buying prescription drugs. Here’s how they work and how to use them — plus other ways to save.
Read more
Healthy for life: Budgeting for health care expenses
Healthy for life: Budgeting for health care expenses
You never know when you might have unexpected medical expenses, which is why budgeting is crucial. Here's how to save the right amount for your healthcare costs.
Read more

1 Based on Dental Benefit Provider network claims dating April 2023 - March 2024. Actual savings may vary.

 

2Based on pharmacy's usual and customary price. Actual savings may vary. The Optum Perks card is a discount program only and available to the general public.

 

DISCOUNT PRODUCTS ARE NOT INSURANCE.



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