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Insurance Options in Illinois
Get your IL health insurance choices and more here.
Find year-round IL health insurance and other coverage options for your different needs.
Individual health insurance plans and other options are available in Illinois year-round for those who are self-employed or don't have insurance through their employer. See if private health insurance in IL can be a budget-friendly coverage solution for you. View plan pricing or find health care coverage options in IL now.
HEALTH
Short Term Medical Insurance
A Short Term Medical plan can be a fast, flexible insurance solution until you find long-term coverage, like if you’re between jobs, are a new college graduate, have retired early, or are experiencing other life events that leave you needing health insurance.F5
SUPPLEMENTAL
Hospital & Doctor Fixed Indemnity Insurance
Need help for out-of-pocket medical costs like deductibles or copays? These plans are designed to pay set cash amounts for qualified medical expenses.F10 Most plans include unlimited $0 virtual doctor visits 24/7 through a convenient app.
HEALTH
Medicare
If you’re looking for Medicare, explore what UnitedHealthcare options are available where you live. Call 1-844-731-6094, TTY 711 or click below.
SUPPLEMENTAL
Dental Insurance
With no maximum age restrictions, flexible plans that cover glasses, contacts or both, and NO waiting periods, it’s easy to see the value of Vision insurance.
SUPPLEMENTAL
Vision Insurance
With no maximum age restrictions, flexible plans that cover glasses, contacts or both, and NO waiting periods, it’s easy to see the value of Vision insurance.
SUPPLEMENTAL
Accident Insurance
Giving you some additional coverage in case you’re hurt in an accident, Accident Insurance can pay you cash benefits for your qualifying medical bills.
SUPPLEMENTAL
Critical Illness
Paired with other plans, Critical Illness insurance can help you after a diagnosis of a qualified condition by paying you a cash benefit.
SUPPLEMENTAL
Hospital Indemnity
Hospital indemnity insurance provides payment for each day in the hospital and other qualified expenses. You choose how to spend the money.
SUPPLEMENTAL
Term Life Insurance
Term Life insurance can ease some of the financial burden your family might face without you. Choose from multiple terms and benefit levels.
OTHER COMPANY
Dental Discount
Offering savings for your favorite smiles, a dental discount subscription accesses discounts on many common dental services from over 50,000 participating providers. (Discount products are not insurance.)
OTHER COMPANY
Telehealth Membership
A telehealth membership makes it easy to see a doctor by phone or video without leaving home.F12 Subscribe for access to medical doctor visits or to mental health professionals and more! (Telehealth products are not insurance.)
For Medicare plan options, call 1-844-744-4339 TTY 711
Accident, Critical Illness, Dental, Fixed Indemnity, Hospital Indemnity, Short Term, Term Life, and Vision insurance plans are underwritten by Golden Rule Insurance Company.
Some insurance plans are subject to health underwriting, and do not cover preexisting conditions.
Medicare Advantage plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
Medicare Supplement plans are insured by UnitedHealthcare Insurance Company, Horsham, PA (UnitedHealthcare Insurance Company of New York, Islandia, NY for New York residents).
Short term health insurance coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. Some Short Term Plans are available as association group insurance only to members of FACT, an independent association. Additional membership fees may apply.
NOTICE: THE SHORT-TERM, LIMITED-DURATION INSURANCE BENEFTITS UNDER THIS COVERAGE DO NOT MEET ALL FEDERAL REQUIREMENTS TO QUALIFY AS "MINIMUM ESSENTIAL COVERAGE" FOR HEALTH INSURANCE UNDER THE AFFORDABLE CARE ACT. THIS PLAN OF COVERAGE DOES NOT INCLUDE ALL ESSENTIAL HEALTH BENEFITS AS REQUIRED BY THE AFFORDABLE CARE ACT. PREEXISTING CONDITIONS ARE NOT COVERED UNDER THIS PLAN OF COVERAGE. BE SURE TO CHECK YOUR POLICY CAREFULLY TO MAKE SURE YOU UNDERSTAND WHAT THE POLICY DOES AND DOES NOT COVER. IF THIS COVERAGE EXPIRES OR YOU LOSE ELIGIBILITY FOR THIS COVERAGE, YOU MIGHT HAVE TO WAIT UNTIL THE NEXT OPEN ENROLLMENT PERIOD TO GET OTHER HEALTH INSURANCE COVERAGE. YOU MAY BE ABLE TO GET LONGER TERM INSURANCE THAT QUALIFIES AS "MINIMUM ESSENTIAL COVERAGE" FOR HEALTH INSURANCE UNDER THE AFFORDABLE CARE ACT NOW AND HELP TO PAY FOR IT AT WWW.HEALTHCARE.GOV.
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